{"id":20230,"date":"2025-12-27T16:03:35","date_gmt":"2025-12-27T12:33:35","guid":{"rendered":"https:\/\/www.hasanzadefinance.com\/blog\/?p=20230"},"modified":"2026-05-05T16:37:39","modified_gmt":"2026-05-05T13:07:39","slug":"copper-certificate-deposit","status":"publish","type":"post","link":"https:\/\/www.hasanzadefinance.com\/blog\/copper-certificate-deposit\/","title":{"rendered":"\u0622\u0645\u0648\u0632\u0634 \u06af\u0627\u0645 \u0628\u0647 \u06af\u0627\u0645 \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u06af\u0648\u0627\u0647\u06cc \u0645\u0633 \u062f\u0631 \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u06a9\u0627\u0644\u0627\u06cc\u06cc\u060c \u0646\u0648\u0639\u06cc \u0648\u0631\u0642\u0647 \u0628\u0647\u0627\u062f\u0627\u0631 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0642\u06cc\u0642\u0627\u064b \u0645\u0627\u0646\u0646\u062f \u06cc\u06a9 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\u0633\u0627\u0645\u0627\u0646\u0647 ebgo<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u06cc\u06a9\u06cc \u0627\u0632 \u067e\u06cc\u0634\u200c\u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0642\u0627\u0646\u0648\u0646\u06cc \u0648 \u0627\u062c\u0628\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u062a\u0645\u0627\u0645 \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633\u060c \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u062f\u0631 \u00ab\u0633\u0627\u0645\u0627\u0646\u0647 ebgo\u00bb \u0628\u0647 \u0622\u062f\u0631\u0633 <a href=\"http:\/\/ebgo.ir\" target=\"_blank\" rel=\"nofollow noopener\">ebgo.ir<\/a> \u0627\u0633\u062a.<\/span><\/p>\n<p>\u0634\u0645\u0627 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0627\u06cc\u0646 \u0633\u0627\u0645\u0627\u0646\u0647 \u0628\u0627\u06cc\u062f \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0645\u0648\u0631\u062f\u0646\u0638\u0631 \u062e\u0648\u062f\u062a\u0627\u0646 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aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2026\/04\/ghir1-copy.webp\" alt=\"\" width=\"885\" height=\"540\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2026\/04\/ghir1-copy.webp 885w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2026\/04\/ghir1-copy-300x183.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2026\/04\/ghir1-copy-150x92.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2026\/04\/ghir1-copy-768x469.webp 768w\" sizes=\"(max-width: 885px) 100vw, 885px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u062e\u0631\u06cc\u062f \u0645\u0633 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 (\u0634\u0641\u0627\u0641\u06cc\u062a\u060c \u062d\u0630\u0641 \u0648\u0627\u0633\u0637\u0647\u060c \u062a\u0636\u0645\u06cc\u0646 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https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper3-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h4><b>\u06af\u0627\u0645 \u0633\u0648\u0645: \u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u062e\u0634 &#8220;\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u06a9\u0627\u0644\u0627\u06cc\u06cc&#8221;<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0627\u06a9\u0646\u0648\u0646 \u0634\u0645\u0627 \u062f\u0631 \u0635\u0641\u062d\u0647 &#8220;\u0628\u0627\u0632\u0627\u0631 \u0645\u0627\u0644\u06cc&#8221; \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u06cc\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0635\u0641\u062d\u0647\u060c \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0645\u062e\u062a\u0644\u0641\u06cc \u06a9\u0647 \u062f\u0631 \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627 \u0645\u0639\u0627\u0645\u0644\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u060c \u0644\u06cc\u0633\u062a \u0634\u062f\u0647\u200c\u0627\u0646\u062f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u062f\u0631 \u062a\u0635\u0648\u06cc\u0631 \u0645\u0634\u062e\u0635 \u0627\u0633\u062a\u060c \u0628\u0631\u0627\u06cc \u067e\u06cc\u062f\u0627 \u06a9\u0631\u062f\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u062e\u0631\u06cc\u062f \u0645\u0633\u060c \u0628\u0627\u06cc\u062f \u0631\u0648\u06cc \u06af\u0632\u06cc\u0646\u0647 \u00ab\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u06a9\u0627\u0644\u0627\u06cc\u06cc\u00bb \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f. \u0627\u06cc\u0646 \u0628\u062e\u0634\u060c \u062f\u0631\u0648\u0627\u0632\u0647 \u0648\u0631\u0648\u062f \u0634\u0645\u0627 \u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0647\u062f\u0647 \u062a\u0645\u0627\u0645 \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u0627\u0648\u0631\u0627\u0642 \u0628\u0647\u0627\u062f\u0627\u0631 \u0642\u0627\u0628\u0644 \u0645\u0639\u0627\u0645\u0644\u0647 \u0647\u0633\u062a\u0646\u062f\u060c \u0627\u0632 \u062c\u0645\u0644\u0647 \u0632\u0639\u0641\u0631\u0627\u0646\u060c \u0633\u06a9\u0647 \u0637\u0644\u0627 \u0648 \u0645\u062d\u0635\u0648\u0644 \u0645\u0648\u0631\u062f \u0646\u0638\u0631 \u0645\u0627 \u06cc\u0639\u0646\u06cc \u0645\u0633 \u06a9\u0627\u062a\u062f.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20257 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper4-copy-1024x650.webp\" alt=\"\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u06a9\u0627\u0644\u0627\u06cc\u06cc\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper4-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper4-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper4-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper4-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper4-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4><b>\u06af\u0627\u0645 \u0686\u0647\u0627\u0631\u0645: \u0628\u0631\u0631\u0633\u06cc \u00ab\u0627\u0637\u0644\u0627\u0639\u06cc\u0647\u200c\u0647\u0627\u06cc \u0639\u0631\u0636\u0647\u00bb \u0628\u0631\u0627\u06cc \u0627\u0637\u0644\u0627\u0639 \u0627\u0632 \u0632\u0645\u0627\u0646 \u0645\u0639\u0627\u0645\u0644\u0627\u062a<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0628\u062e\u0634 \u0628\u0631\u0627\u06cc \u06cc\u06a9 \u062e\u0631\u06cc\u062f\u0627\u0631\u060c \u0627\u0637\u0644\u0627\u0639 \u0627\u0632 \u0632\u0645\u0627\u0646 \u0648 \u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0647 \u06a9\u0627\u0644\u0627 \u0627\u0633\u062a. \u062f\u0631 \u0635\u0641\u062d\u0647\u200c\u0627\u06cc \u06a9\u0647 \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u06cc\u062f\u060c \u0628\u0627 \u06a9\u0644\u06cc\u06a9 \u0628\u0631 \u0631\u0648\u06cc \u062a\u0628 \u00ab\u0627\u0637\u0644\u0627\u0639\u06cc\u0647\u200c\u0647\u0627\u06cc \u0639\u0631\u0636\u0647\u00bb\u060c \u0628\u0647 \u062c\u062f\u0648\u0644 \u0632\u0645\u0627\u0646\u200c\u0628\u0646\u062f\u06cc \u0641\u0631\u0648\u0634 \u062f\u0633\u062a\u0631\u0633\u06cc \u067e\u06cc\u062f\u0627 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u062f\u0631 \u0627\u06cc\u0646 \u0642\u0633\u0645\u062a\u060c \u0634\u0631\u06a9\u062a \u0639\u0631\u0636\u0647\u200c\u06a9\u0646\u0646\u062f\u0647 (\u0645\u0627\u0646\u0646\u062f \u0634\u0631\u06a9\u062a \u0645\u0644\u06cc \u0645\u0633 \u0627\u06cc\u0631\u0627\u0646) \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062d\u06cc\u0627\u062a\u06cc \u0632\u06cc\u0631 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0631\u0648\u0632 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u0622\u06cc\u0646\u062f\u0647 \u0627\u0639\u0644\u0627\u0645 \u0645\u06cc\u200c\u06a9\u0646\u062f:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u0627\u0631\u06cc\u062e \u062f\u0642\u06cc\u0642 \u0639\u0631\u0636\u0647:<\/b><span style=\"font-weight: 400;\"> \u0631\u0648\u0632\u06cc \u06a9\u0647 \u0645\u0639\u0627\u0645\u0644\u0647 \u062f\u0631 \u0622\u0646 \u0627\u0646\u062c\u0627\u0645 \u062e\u0648\u0627\u0647\u062f \u0634\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062d\u062c\u0645 \u06a9\u0627\u0644\u0627:<\/b><span style=\"font-weight: 400;\"> \u0645\u0642\u062f\u0627\u0631 \u06a9\u0644 \u0645\u0633\u06cc \u06a9\u0647 \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634 \u0639\u0631\u0636\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0647:<\/b><span style=\"font-weight: 400;\"> \u062d\u062f\u0627\u0642\u0644 \u0642\u06cc\u0645\u062a\u06cc \u06a9\u0647 \u0645\u0639\u0627\u0645\u0644\u0647 \u0628\u0627 \u0622\u0646 \u0634\u0631\u0648\u0639 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0628\u0631\u0631\u0633\u06cc \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u06cc\u0647\u200c\u0647\u0627 \u0628\u0647 \u0634\u0645\u0627 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u0627\u0632 \u0632\u0645\u0627\u0646 \u062f\u0642\u06cc\u0642 \u0628\u0631\u06af\u0632\u0627\u0631\u06cc \u062d\u0631\u0627\u062c \u0645\u0637\u0644\u0639 \u0634\u062f\u0647 \u0648 \u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f \u0631\u0627 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0647 \u0648 \u062d\u062c\u0645 \u0639\u0631\u0636\u0647 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u06a9\u0646\u06cc\u062f. \u0627\u06cc\u0646 \u0628\u062e\u0634\u060c \u0646\u0642\u0634\u0647 \u0631\u0627\u0647 \u0634\u0645\u0627 \u0628\u0631\u0627\u06cc \u06cc\u06a9 \u062e\u0631\u06cc\u062f \u0645\u0648\u0641\u0642 \u0627\u0633\u062a.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20258 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper5-copy-1024x650.webp\" alt=\"\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u067e\u06cc\u0648\u0633\u062a\u0647\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper5-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper5-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper5-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper5-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper5-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><b>\u06af\u0627\u0645 \u067e\u0646\u062c\u0645: \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0648 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0627\u0635\u0644\u06cc \u0645\u0639\u0627\u0645\u0644\u0647<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u0642\u0628\u0644 \u0627\u0632 \u0622\u0646\u06a9\u0647 \u062d\u062a\u06cc \u0628\u0647 \u062b\u0628\u062a \u0633\u0641\u0627\u0631\u0634 \u0641\u06a9\u0631 \u06a9\u0646\u06cc\u062f\u060c \u0628\u0627\u06cc\u062f \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633 \u0631\u0627 \u0628\u0634\u0646\u0627\u0633\u06cc\u062f. \u0627\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0628\u0647 \u0634\u0645\u0627 \u0645\u06cc\u200c\u06af\u0648\u06cc\u062f \u06a9\u0647 \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u0647 \u0686\u06cc\u0632\u06cc \u0631\u0627\u060c \u0628\u0627 \u0686\u0647 \u0642\u0648\u0627\u0646\u06cc\u0646\u06cc \u0648 \u0628\u0627 \u0686\u0647 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc\u06cc \u0645\u06cc\u200c\u062e\u0631\u06cc\u062f. \u062f\u0631 \u0627\u062f\u0627\u0645\u0647\u060c \u0686\u06a9\u06cc\u062f\u0647\u200c\u0627\u06cc \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0648\u062c\u0648\u062f \u062f\u0631 \u0627\u06cc\u0646 \u0627\u0633\u0646\u0627\u062f \u0631\u0633\u0645\u06cc \u0622\u0648\u0631\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0648\u06cc\u0698\u06af\u06cc<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u062a\u0648\u0636\u06cc\u062d\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0646\u0645\u0627\u062f \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0645\u0633 \u06a9\u0627\u062a\u062f \u0645\u0644\u06cc \u0645\u0633 \u0627\u06cc\u0631\u0627\u0646 \u0628\u0627 \u0646\u0645\u0627\u062f\u0647\u0627\u06cc\u06cc \u0645\u0627\u0646\u0646\u062f (CD1COP0001) \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u062c\u0633\u062a\u062c\u0648 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0648\u0627\u062d\u062f \u067e\u0627\u06cc\u0647 \u0645\u0639\u0627\u0645\u0644\u0647<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0647\u0631 \u06cc\u06a9 \u0648\u0627\u062d\u062f \u06cc\u0627 \u0648\u0631\u0642\u0647 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647\u060c \u0645\u0639\u0627\u062f\u0644 \u06cc\u06a9 \u06a9\u06cc\u0644\u0648\u06af\u0631\u0645 \u0645\u0633 \u06a9\u0627\u062a\u062f \u0627\u0633\u062a.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u062d\u062f\u0627\u0642\u0644 \u062d\u062c\u0645 \u062e\u0631\u06cc\u062f\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0647\u0631 \u0634\u062e\u0635 \u062d\u0642\u06cc\u0642\u06cc \u0628\u0631\u0627\u06cc \u0647\u0631 \u0633\u0641\u0627\u0631\u0634\u060c \u0645\u0648\u0638\u0641 \u0628\u0647 \u062e\u0631\u06cc\u062f \u062d\u062f\u0627\u0642\u0644 \u06f1 \u06a9\u06cc\u0644\u0648\u06af\u0631\u0645 \u0627\u0633\u062a.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0645\u0627\u0644\u06cc\u0627\u062a \u0648 \u06a9\u0627\u0631\u0645\u0632\u062f<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u06a9\u0627\u0631\u0645\u0632\u062f \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0627\u06cc\u0646 \u06af\u0648\u0627\u0647\u06cc \u062c\u0645\u0639\u0627 \u06f0.\u06f4\u06f8 \u062f\u0631\u0635\u062f \u0627\u0633\u062a. \u0647\u0645\u0686\u0646\u06cc\u0646 \u062f\u0631 \u0635\u0648\u0631\u062a \u062a\u062d\u0648\u06cc\u0644 \u0641\u06cc\u0632\u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0627 \u06f9 \u062f\u0631\u0635\u062f \u0645\u0627\u0644\u06cc\u0627\u062a \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc \u0634\u0648\u062f.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u0631\u0648\u0632 \u0648 \u0633\u0627\u0639\u062a \u0645\u0639\u0627\u0645\u0644\u0647<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0634\u0646\u0628\u0647 \u062a\u0627 \u0686\u0647\u0627\u0631\u0634\u0646\u0628\u0647. (\u067e\u06cc\u0634\u200c\u06af\u0634\u0627\u06cc\u0634 \u0627\u0632 \u06f1\u06f1:\u06f4\u06f5 \u062a\u0627 \u06f1\u06f2 \u0648 \u062a\u0627\u06cc\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u06f1\u06f2 \u062a\u0627 \u06f1\u06f8)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u062f\u0627\u0645\u0646\u0647 \u0646\u0648\u0633\u0627\u0646 \u0642\u06cc\u0645\u062a<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0642\u06cc\u0645\u062a \u062f\u0631 \u0647\u0631 \u0631\u0648\u0632 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u06f1\u06f0 \u062f\u0631\u0635\u062f \u0628\u0627\u0644\u0627\u062a\u0631 \u06cc\u0627 \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0627\u0632 \u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0647 \u0646\u0648\u0633\u0627\u0646 \u06a9\u0646\u062f.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">\u0646\u06a9\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc \u06a9\u0647 \u0628\u0627\u06cc\u062f \u0628\u0647 \u062e\u0627\u0637\u0631 \u0628\u0633\u067e\u0627\u0631\u06cc\u062f:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0647\u0632\u06cc\u0646\u0647 \u062c\u0627\u0646\u0628\u06cc: \u0647\u0632\u06cc\u0646\u0647 \u0627\u0646\u0628\u0627\u0631\u062f\u0627\u0631\u06cc \u0631\u0648\u0632\u0627\u0646\u0647 \u0628\u0627\u0628\u062a \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u06a9\u0627\u0644\u0627 \u06f4\u06f3\u06f4 \u0631\u06cc\u0627\u0644 \u0628\u0647 \u0627\u0632\u0627\u06cc \u0647\u0631 \u06a9\u06cc\u0644\u0648\u06af\u0631\u0645 \u0645\u06cc \u0628\u0627\u0634\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0632\u0645\u0627\u0646\u200c\u0628\u0646\u062f\u06cc: \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0641\u0642\u0637 \u062f\u0631 \u0631\u0648\u0632\u0647\u0627 \u0648 \u0633\u0627\u0639\u0627\u062a \u0645\u0634\u062e\u0635\u06cc \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06af\u0631 \u0633\u0641\u0627\u0631\u0634 \u062e\u0648\u062f \u0631\u0627 \u062e\u0627\u0631\u062c \u0627\u0632 \u0627\u06cc\u0646 \u0628\u0627\u0632\u0647 \u062b\u0628\u062a \u06a9\u0646\u06cc\u062f\u060c \u0627\u062c\u0631\u0627 \u0646\u062e\u0648\u0627\u0647\u062f \u0634\u062f.<\/span><\/li>\n<\/ol>\n<p><img decoding=\"async\" class=\"size-full wp-image-20261 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper9-copy.webp\" alt=\"\u062e\u0631\u06cc\u062f \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633 \u062f\u0631 \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627\" width=\"1080\" height=\"686\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper9-copy.webp 1080w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper9-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper9-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper9-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper9-copy-768x488.webp 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20259 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper7-copy-1024x650.webp\" alt=\"\u0627\u0636\u0627\u0641\u0647 \u06a9\u0631\u062f\u0646 \u0646\u0645\u0627\u062f\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper7-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper7-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper7-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper7-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper7-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4><\/h4>\n<p><img decoding=\"async\" class=\"size-large wp-image-20260 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper8-copy-1024x650.webp\" alt=\"\u0627\u0646\u062a\u062e\u0627\u0628 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper8-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper8-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper8-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper8-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper8-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h4><b>\u06af\u0627\u0645 \u0634\u0634\u0645: \u062c\u0633\u062a\u062c\u0648\u06cc \u0646\u0645\u0627\u062f \u0648 \u062b\u0628\u062a \u0633\u0641\u0627\u0631\u0634 \u062e\u0631\u06cc\u062f \u0645\u0633 \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">\u067e\u0633 \u0627\u0632 \u06a9\u0633\u0628 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u06a9\u0627\u0645\u0644 \u0627\u0632 \u0648\u0628\u200c\u0633\u0627\u06cc\u062a \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627\u060c \u0627\u06a9\u0646\u0648\u0646 \u0646\u0648\u0628\u062a \u0628\u0647 \u062e\u0631\u06cc\u062f \u0648\u0627\u0642\u0639\u06cc \u0645\u06cc\u200c\u0631\u0633\u062f. \u0627\u06cc\u0646 \u0645\u0631\u062d\u0644\u0647 \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0634\u0645\u0627 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0646\u0647 \u062f\u0631 \u0648\u0628\u200c\u0633\u0627\u06cc\u062a \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0648\u0631\u0648\u062f \u0628\u0647 \u067e\u0644\u062a\u0641\u0631\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc:<\/b><span style=\"font-weight: 400;\"> \u0627\u0628\u062a\u062f\u0627 \u0648\u0627\u0631\u062f \u062d\u0633\u0627\u0628 \u06a9\u0627\u0631\u0628\u0631\u06cc \u062e\u0648\u062f \u062f\u0631 \u0633\u0627\u0645\u0627\u0646\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc\u200c\u062a\u0627\u0646 \u0634\u0648\u06cc\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062c\u0633\u062a\u062c\u0648\u06cc \u0646\u0645\u0627\u062f:<\/b><span style=\"font-weight: 400;\"> \u0627\u0632 \u0633\u0631\u0628\u0631\u06af \u0647\u0627\u060c \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0631\u062f\u0647 \u0648 \u0628\u0631 \u0631\u0648\u06cc \u0645\u0633 \u0648 \u0645\u062b\u0628\u062a \u0631\u0648\u06cc \u0635\u0641\u062d\u0647 \u06a9\u0644\u06cc\u06a9 \u06a9\u0631\u062f\u0647\u060c \u062a\u06cc\u06a9 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633 \u0631\u0627 \u0645\u06cc \u0632\u0646\u06cc\u0645 \u0648 \u0633\u067e\u0633 \u0630\u062e\u06cc\u0631\u0647 \u0645\u06cc \u06a9\u0646\u06cc\u0645. \u0628\u0627 \u0627\u06cc\u0646 \u06a9\u0627\u0631 \u06a9\u062f \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633 \u0646\u0645\u0627\u06cc\u0634 \u062f\u0627\u062f\u0647 \u0645\u06cc \u0634\u0648\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062b\u0628\u062a \u0633\u0641\u0627\u0631\u0634: <\/b><span style=\"font-weight: 400;\">\u0628\u0627 \u06a9\u0644\u06cc\u06a9 \u0628\u0631 \u0631\u0648\u06cc \u0627\u06cc\u0646 \u0646\u0645\u0627\u062f\u060c \u067e\u0646\u062c\u0631\u0647 \u062b\u0628\u062a \u0633\u0641\u0627\u0631\u0634 \u0628\u0627\u0632 \u0645\u06cc\u200c\u0634\u0648\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u067e\u0646\u062c\u0631\u0647 \u0628\u0627\u06cc\u062f \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0632\u06cc\u0631 \u0631\u0627 \u0628\u0627 \u062f\u0642\u062a \u0648\u0627\u0631\u062f \u06a9\u0646\u06cc\u062f:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u062a\u0639\u062f\u0627\u062f (\u062d\u062c\u0645): \u062f\u0631 \u0627\u06cc\u0646 \u06a9\u0627\u062f\u0631 \u0645\u0642\u062f\u0627\u0631 \u062e\u0631\u06cc\u062f \u0631\u0627 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0648\u0627\u0631\u062f \u06a9\u0646\u06cc\u062f. \u062d\u062f\u0627\u0642\u0644 \u0645\u0642\u062f\u0627\u0631 \u062e\u0631\u06cc\u062f \u06cc\u06a9 \u06af\u0648\u0627\u0647\u06cc \u06cc\u0627 \u06cc\u06a9 \u06a9\u06cc\u0644\u0648\u06af\u0631\u0645 \u0645\u0633 \u0627\u0633\u062a.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0642\u06cc\u0645\u062a: \u0642\u06cc\u0645\u062a \u067e\u06cc\u0634\u0646\u0647\u0627\u062f\u06cc \u062e\u0648\u062f \u0628\u0631\u0627\u06cc \u0647\u0631 \u06a9\u06cc\u0644\u0648\u06af\u0631\u0645 \u0645\u0633 \u0631\u0627 \u062f\u0631 \u0627\u06cc\u0646 \u0628\u062e\u0634 \u0648\u0627\u0631\u062f \u0646\u0645\u0627\u06cc\u06cc\u062f. \u0627\u06cc\u0646 \u0642\u06cc\u0645\u062a \u0628\u0627\u06cc\u062f \u062f\u0631 \u0645\u062d\u062f\u0648\u062f\u0647 \u0646\u0648\u0633\u0627\u0646 \u0645\u062c\u0627\u0632 \u0631\u0648\u0632 (\u0645\u062b\u0628\u062a \u0648 \u0645\u0646\u0641\u06cc \u06f1\u06f0 \u062f\u0631\u0635\u062f \u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0647) \u0628\u0627\u0634\u062f.<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>\u0627\u0631\u0633\u0627\u0644 \u0633\u0641\u0627\u0631\u0634:<\/b><span style=\"font-weight: 400;\"> \u067e\u0633 \u0627\u0632 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0627\u0632 \u0635\u062d\u062a \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0648 \u06a9\u0627\u0641\u06cc \u0628\u0648\u062f\u0646 \u0645\u0648\u062c\u0648\u062f\u06cc \u062d\u0633\u0627\u0628 \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0633\u0641\u0627\u0631\u0634 \u062e\u0648\u062f \u0631\u0627 \u062b\u0628\u062a \u06a9\u0646\u06cc\u062f.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u0627\u06cc\u0646 \u0635\u0641\u062d\u0647\u060c \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc \u0627\u06cc\u0646 \u0627\u0648\u0631\u0627\u0642 \u0627\u0633\u062a \u0648 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062d\u06cc\u0627\u062a\u06cc \u0632\u06cc\u0631 \u0631\u0627 \u062f\u0631 \u0627\u062e\u062a\u06cc\u0627\u0631 \u0634\u0645\u0627 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u062f:<\/span><\/p>\n<p><b>\u062a\u0627\u0628\u0644\u0648\u06cc \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u06cc:<\/b><span style=\"font-weight: 400;\"> \u0634\u0627\u0645\u0644 \u0622\u062e\u0631\u06cc\u0646 \u0642\u06cc\u0645\u062a \u0645\u0639\u0627\u0645\u0644\u0647 \u0634\u062f\u0647\u060c \u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0627\u0646\u06cc\u060c \u062d\u062c\u0645 \u0648 \u0627\u0631\u0632\u0634 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0631\u0648\u0632. \u0627\u06cc\u0646 \u0627\u0639\u062f\u0627\u062f \u0628\u0647 \u0634\u0645\u0627 \u062f\u06cc\u062f \u062f\u0642\u06cc\u0642\u06cc \u0627\u0632 \u0648\u0636\u0639\u06cc\u062a \u0641\u0639\u0644\u06cc \u0628\u0627\u0632\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/span><\/p>\n<p><b>\u0646\u0645\u0648\u062f\u0627\u0631 \u0642\u06cc\u0645\u062a: <\/b><span style=\"font-weight: 400;\">\u0631\u0648\u0646\u062f \u0642\u06cc\u0645\u062a\u06cc \u0627\u06cc\u0646 \u06af\u0648\u0627\u0647\u06cc \u0631\u0627 \u062f\u0631 \u0628\u0627\u0632\u0647\u200c\u0647\u0627\u06cc \u0632\u0645\u0627\u0646\u06cc \u0645\u062e\u062a\u0644\u0641 (\u0631\u0648\u0632\u0627\u0646\u0647\u060c \u0647\u0641\u062a\u06af\u06cc\u060c \u0645\u0627\u0647\u0627\u0646\u0647) \u0628\u0647 \u062a\u0635\u0648\u06cc\u0631 \u0645\u06cc\u200c\u06a9\u0634\u062f \u062a\u0627 \u0628\u062a\u0648\u0627\u0646\u06cc\u062f \u0646\u0648\u0633\u0627\u0646\u0627\u062a \u0622\u0646 \u0631\u0627 \u062a\u062d\u0644\u06cc\u0644 \u06a9\u0646\u06cc\u062f.<\/span><\/p>\n<p><b>\u0633\u0627\u0628\u0642\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a: <\/b><span style=\"font-weight: 400;\">\u062f\u0631 \u062a\u0628 \u00ab\u0633\u0627\u0628\u0642\u0647\u00bb\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u062a\u0627\u0631\u06cc\u062e\u0686\u0647 \u06a9\u0627\u0645\u0644 \u0642\u06cc\u0645\u062a\u200c\u0647\u0627 \u0648 \u062d\u062c\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0631\u0648\u0632\u0647\u0627\u06cc \u06af\u0630\u0634\u062a\u0647 \u0631\u0627 \u0645\u0634\u0627\u0647\u062f\u0647 \u06a9\u0646\u06cc\u062f.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20262 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper10-copy-1024x650.webp\" alt=\"\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u067e\u06cc\u0648\u0633\u062a\u0647 \u0645\u0633 \" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper10-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper10-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper10-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper10-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper10-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u067e\u0633 \u0627\u0632 \u0645\u0634\u062e\u0635 \u06a9\u0631\u062f\u0646 \u062a\u0639\u062f\u0627\u062f \u0645\u0648\u0631\u062f \u0646\u0638\u0631 \u062e\u0648\u062f \u0631\u0648\u06cc \u06af\u0632\u06cc\u0646\u0647 \u062e\u0631\u06cc\u062f \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0627\u06cc\u0646 \u067e\u0646\u062c\u0631\u0647 \u0628\u0627\u0632 \u0634\u0648\u062f.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20263 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper11-copy-1024x650.webp\" alt=\"\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper11-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper11-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper11-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper11-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper11-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u067e\u0633 \u0627\u0632 \u0622\u0646 \u062f\u0631 \u0642\u0633\u0645\u062a \u0633\u0641\u0627\u0631\u0634\u0627\u062a \u0645\u0634\u0627\u0647\u062f\u0647 \u062e\u0648\u0627\u0647\u06cc\u062f \u06a9\u0631\u062f \u06a9\u0647 \u0633\u0641\u0627\u0631\u0634\u062a\u0627\u0646 \u062f\u0631 \u0686\u0647 \u0648\u0636\u0639\u06cc\u062a\u06cc \u0642\u0631\u0627\u0631 \u062f\u0627\u0631\u062f.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20265 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper13-copy-1024x650.webp\" alt=\"\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper13-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper13-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper13-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper13-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper13-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20266 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper14-1024x650.webp\" alt=\"\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper14-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper14-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper14-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper14-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper14.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u067e\u0633 \u0627\u0632 \u0627\u062c\u0631\u0627\u06cc \u0633\u0641\u0627\u0631\u0634 \u0645\u0648\u062c\u0648\u062f\u06cc \u0634\u0645\u0627 \u0628\u0647 \u0631\u0648\u0632 \u0631\u0633\u0627\u0646\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f \u062a\u0627 \u0642\u062f\u0631\u062a \u062e\u0631\u06cc\u062f \u0645\u062c\u062f\u062f \u0634\u0645\u0627 \u0628\u0631\u0627\u06cc\u062a\u0627\u0646 \u0645\u0634\u062e\u0635 \u0628\u0627\u0634\u062f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u062f\u0631 \u0642\u0633\u0645\u062a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0647\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0634\u0631\u062d \u06a9\u0627\u0645\u0644 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062e\u0648\u062f \u0631\u0627 \u0628\u0628\u06cc\u0646\u06cc\u062f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u062f\u0631 \u0642\u0633\u0645\u062a \u0633\u0648\u062f \u0648 \u0632\u06cc\u0627\u0646 \u0647\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0645\u06cc\u0632\u0627\u0646 \u0633\u0648\u062f \u0648 \u0632\u06cc\u0627\u0646 \u062e\u0648\u062f \u0631\u0627 \u0628\u0628\u06cc\u0646\u06cc\u062f.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u0686\u0627\u0631\u062a \u062a\u06a9\u0646\u06cc\u06a9\u0627\u0644 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633 \u0631\u0627 \u0627\u0632 \u06a9\u062c\u0627 \u0628\u0628\u06cc\u0646\u06cc\u0645\u061f<\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-20267 size-large\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper17-copy-1024x650.webp\" alt=\"\u062e\u0631\u06cc\u062f \u0645\u0633 \u062f\u0631 \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper17-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper17-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper17-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper17-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper17-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0647\u062f\u0647 \u0686\u0627\u0631\u062a \u062a\u06a9\u0646\u06cc\u06a9\u0627\u0644 \u0627\u06cc\u0646 \u06af\u0648\u0627\u0647\u06cc\u060c \u0627\u0632 \u067e\u0644\u062a\u0641\u0631\u0645 \u00ab\u0631\u0647 \u0622\u0648\u0631\u062f \u06f3\u06f6\u06f5\u00bb \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f. \u06a9\u0627\u0641\u06cc \u0627\u0633\u062a \u0645\u0627\u0646\u0646\u062f \u062a\u0635\u0648\u06cc\u0631\u060c \u0646\u0645\u0627\u062f \u00ab\u0645\u0633 \u06a9\u0627\u062a\u062f\u00bb \u0631\u0627 \u062c\u0633\u062a\u062c\u0648 \u06a9\u0631\u062f\u0647 \u062a\u0627 \u0628\u0647 \u0646\u0645\u0648\u062f\u0627\u0631 \u0642\u06cc\u0645\u062a\u060c \u062d\u062c\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648 \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u062a\u062d\u0644\u06cc\u0644\u06cc \u062f\u0633\u062a\u0631\u0633\u06cc \u067e\u06cc\u062f\u0627 \u06a9\u0646\u06cc\u062f.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-large wp-image-20268 aligncenter\" src=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper18-copy-1024x650.webp\" alt=\"\u0645\u0634\u0627\u0647\u062f\u0647 \u0686\u0627\u0631\u062a \u062a\u06a9\u0646\u06cc\u06a9\u0627\u0644 \u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u0645\u0633 \u062f\u0631 \u0628\u0648\u0631\u0633\" width=\"1024\" height=\"650\" srcset=\"https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper18-copy-1024x650.webp 1024w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper18-copy-300x191.webp 300w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper18-copy-150x95.webp 150w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper18-copy-768x488.webp 768w, https:\/\/www.hasanzadefinance.com\/blog\/wp-content\/uploads\/2025\/12\/coper18-copy.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">\u0646\u06a9\u062a\u0647 \u0645\u0647\u0645: \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0622\u0646\u06a9\u0647 \u0627\u06cc\u0646 \u06af\u0648\u0627\u0647\u06cc \u0641\u0642\u0637 \u062f\u0631 \u0631\u0648\u0632\u0647\u0627\u06cc \u062e\u0627\u0635\u06cc \u0645\u0639\u0627\u0645\u0644\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u062a\u062d\u0644\u06cc\u0644 \u062a\u06a9\u0646\u06cc\u06a9\u0627\u0644 \u0628\u0631\u0627\u06cc \u0622\u0646 \u06cc\u06a9 \u0627\u0628\u0632\u0627\u0631 \u06a9\u0645\u06a9\u06cc \u0627\u0633\u062a \u0648 \u0646\u0628\u0627\u06cc\u062f \u062a\u0646\u0647\u0627 \u0645\u0628\u0646\u0627\u06cc \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0634\u0645\u0627 \u0628\u0627\u0634\u062f.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0645\u0633 \u062f\u0631 \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">\u062d\u062f\u0627\u0642\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u062d\u062f\u0627\u0642\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0644\u0627\u0632\u0645 \u0645\u0639\u0627\u062f\u0644 \u0642\u06cc\u0645\u062a \u06cc\u06a9 \u06a9\u06cc\u0644\u0648\u06af\u0631\u0645 \u0645\u0633 \u0627\u0633\u062a. \u0633\u0631\u0645\u0627\u06cc\u0647 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data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;20230&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;4&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;4&quot;,&quot;greet&quot;:&quot;\u0627\u0645\u062a\u06cc\u0627\u0632 \u0645\u0642\u0627\u0644\u0647&quot;,&quot;legend&quot;:&quot;4\\\/5 - (4 \u0627\u0645\u062a\u06cc\u0627\u0632)&quot;,&quot;size&quot;:&quot;22&quot;,&quot;title&quot;:&quot;\u0622\u0645\u0648\u0632\u0634 \u06af\u0627\u0645 \u0628\u0647 \u06af\u0627\u0645 \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u06af\u0648\u0627\u0647\u06cc \u0645\u0633 \u062f\u0631 \u0628\u0648\u0631\u0633 \u06a9\u0627\u0644\u0627&quot;,&quot;width&quot;:&quot;102&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-left: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-left: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-left: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-left: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n     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style=\"padding-left: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 22px; height: 22px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 17.6px;\">\n            \u06f4\/\u06f5 - (\u06f4 \u0627\u0645\u062a\u06cc\u0627\u0632)    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u06af\u0648\u0627\u0647\u06cc \u0633\u067e\u0631\u062f\u0647 \u06a9\u0627\u0644\u0627\u06cc\u06cc\u060c \u0646\u0648\u0639\u06cc \u0648\u0631\u0642\u0647 \u0628\u0647\u0627\u062f\u0627\u0631 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0642\u06cc\u0642\u0627\u064b \u0645\u0627\u0646\u0646\u062f \u06cc\u06a9 \u0633\u0647\u0645\u060c \u0646\u0634\u0627\u0646\u200c\u062f\u0647\u0646\u062f\u0647 \u0645\u0627\u0644\u06a9\u06cc\u062a \u0634\u0645\u0627 \u0628\u0631 \u0645\u0642\u062f\u0627\u0631 \u0648 \u06a9\u06cc\u0641\u06cc\u062a \u06a9\u0627\u0645\u0644\u0627 \u0645\u0634\u062e\u0635\u06cc \u0627\u0632 \u06cc\u06a9 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&hellip;<\/p>\n","protected":false},"author":7,"featured_media":20231,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69,87,80],"tags":[],"class_list":["post-20230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-exchange","category-87","category-80"],"_links":{"self":[{"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/posts\/20230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/comments?post=20230"}],"version-history":[{"count":0,"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/posts\/20230\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/media\/20231"}],"wp:attachment":[{"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/media?parent=20230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/categories?post=20230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hasanzadefinance.com\/blog\/wp-json\/wp\/v2\/tags?post=20230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}